Funding / Kiavi
Kiavi

Kiavi

Funding

Online lending platform offering fix-and-flip, bridge, DSCR rental, new construction, and jumbo loans with automated underwriting and same-week closings.

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What it does

Kiavi is an online real estate lender serving fix-and-flip investors, rental property buyers, new construction developers, and high-volume operators nationwide. The platform automates underwriting using real-time data and machine learning, assesses 20+ property factors for personalized pricing, handles valuation and servicing in-house, and closes deals in days rather than weeks. Available in 49 states plus DC.

Highlights

  • Fast closings: Automated platform closes deals in days; real-time data and machine learning streamline approvals without manual bottlenecks.
  • ARV and cash-to-close estimator: Built-in tool lets you model financing instantly by inputting property address and rehab scope—no broker calls needed.
  • Tiered solutions by investor experience: Customized loan structures for emerging, pro, and high-volume investors; covers fix-and-flip, BRRRR, buy-and-hold, and new construction strategies.
What makes it different

Property-based underwriting (qualifies the deal, not the borrower's W2) with in-house valuation and servicing, combined with real-time pricing that factors 20+ deal attributes to compete with cash buyers on speed and terms.

Pricing

Starting price
DSCR loans starting at 6%
Model
Varies by loan product and deal factors; rates determined by loan terms, borrower qualifications, LTV, and property factors.

Reviews across the web

4.3
/ 5
★★★★★
643 total mentions across 1 source
✦ RE Skout AISynthesized from operator reviews

What operators praise

  • Excellent communication & responsiveness from loan reps
  • Fast, streamlined online platform and easy application process
  • Quick closings with transparent, competitive loan terms

! Common concerns

  • Underwriting team can be slow, risking deal timelines
  • Customer rep turnover & duplicate document requests frustrate borrowers

Generated by RE Skout AI from public review content across the platforms above. Independent of our scoring rubric.

Screenshots

Auto-captured · Homepage (https://www.kiavi.com/)Auto-captured · Features (https://www.kiavi.com/solutions/new-real-estate-investors)Auto-captured · Features (https://www.kiavi.com/solutions/pro-real-estate-investors)

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